Issue secure, digital payment cards in seconds, with custom spend limits, real-time monitoring, and no plastic to lose. Connect a business or corporate card, and your team is ready to spend within the guardrails you set.
Disclaimer: This feature is currently available to US clients only and limited to select financial institutions.
Get virtual cards up and running in three steps
Connect a card, issue to your team, and approve budget as it's needed.
1
Connect your card
The funding card holder enrolls a business or corporate card into the platform. This is the source that virtual cards draw from.
2
Issue to your team
Distribute virtual cards instantly, created in seconds, though unusable until budget is approved.
3
Approved budget
Once a budget request is managed and approved, the traveler can book travel or add their virtual card to their mobile wallet for on-trip spend.
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Have you completed your profile yet? You'll need to update your profile with your date of birth, phone number, and personal home address before your card can be issued. This information is required for security reasons.
Why teams use virtual cards here
Digital-first spend management, no paperwork, no surprises.
Budget control and visibility
Set custom spend limits and merchant restrictions per card, then monitor every transaction in near real-time, so budgets stay on track without micromanaging every purchase.
Consolidated reconciliation
Every virtual card transaction flows straight into your expense platform, matched with travel invoices and recipients, and coded to your company's setup, ready for review and reconciliation.
Instant, secure cards
Cards are created in seconds using tokenized card details. No physical card to print, ship, or lose. Freeze or delete a card instantly if it's ever compromised.
Before you dive in
Three things to know before you're up and running: connecting the business or corporate card that will fund your virtual cards, approving a budget request, and freezing a card if it's ever compromised.
How to connect Business Cards (and issue virtual Cards)
A step by step guide to connecting your Business Card and issuing virtual Cards to your team.
Watch now →How to create and approve a virtual card budget
See how to request a budget for a virtual card, and how to review and approve it as an admin.
Watch now →How to freeze a virtual card
See how to freeze a virtual card instantly if it's ever lost or compromised.
Watch now →Need help?
For virtual card enrolment, funding, or platform errors, email help@amexgbtone.com as your first point of contact.
For issues using a virtual card, or to report fraud or suspicious transactions, call 844-751-0188.
Contact platform supportExplore more resources
1. Use your card for travel
Learn how to use your virtual Card to book travel directly with Amex GBT.
Read more →2. Understand card status
Not sure what a status means? See a full breakdown of what each one covers.
Read more →3. Modify a budget for another user
See how admins can adjust an existing virtual Card budget for someone on their team.
Read more →← Scroll to see more articles →
Frequently asked questions
Still have questions? Your customer success team is just an email away.
What happens if a card is lost or compromised?
Because the card details are tokenized and only exist digitally, you can freeze or delete a compromised virtual card instantly.
Can virtual cards be used to book travel?
Yes. Once a card is active, cardholders can use their virtual Card to book travel directly with Amex GBT.
Where can I get help if I need it?
Email help@amexgbtone.com for enrollment or platform issues, or call 844-751-0188 for support using a virtual Card. Learn more →
Ready to issue your virtual card to your team?
Connect a card and start spending securely.
Start Card setup
Your customer success team is just an email away.
GBT Travel Services UK Limited (GBT UK) and its authorized sublicensees (including Ovation Travel Group, Egencia, and CWT) use certain trademarks and service marks of American Express Company or its subsidiaries (American Express) in the “American Express Global Business Travel” and “American Express GBT Meetings & Events” brands and in connection with its business for permitted uses only under a limited license from American Express (Licensed Marks). The Licensed Marks are trademarks or service marks of, and the property of, American Express. GBT UK is a subsidiary of Global Business Travel Group, Inc. (NYSE: GBTG). American Express holds a minority interest in GBTG, which operates as a separate company from American Express. © 2026 GBT Travel Services UK Limited.
